Why do I need an auto insurance policy?
Many States require by enforceable law, that all drivers must have an automobile insurance policy. The reason behind it is that people, victims of the accident should not be penalized for the accident when someone that hits them is at fault. The name given to this is LIABILITY. In fairness insurance was created to help the victimized person to repair the vehicle damaged in the accident to be restored to the original condition and the person suffering from the accident being compensated. Just remember to always call the police to report the accident and take pictures - it could be a valuable tool in your hand. Talk to our agents 2getCoverage! 901-266-5507